Owning a piece of land is a dream for many Kenyans. It’s a significant investment, but before celebrating your land purchase, there’s one critical step you cannot overlook—verifying the authenticity of your title deed.
In recent years, cases of fraudulent title deeds have been on the rise, leading to financial losses and legal battles. This guide will help you navigate the process of ensuring your title deed is genuine and secure.
Why Is Verifying a Title Deed Important?
A title deed is the legal document that proves ownership of land. If it’s forged or invalid, your claim to the land can be contested. Verifying its authenticity protects you from potential scams and ensures that your investment is secure.
Key Features of an Authentic Title Deed in Kenya
When examining your title deed, pay close attention to the following:
- Title Number: This is type-written and uniquely identifies the property.
- Approximate Area: The land’s size, provided in hectares or acres should be accurate and type-written.
- Map Sheet Number: This indicates the specific map where the property is located.
- Owner Details: The name and ID of the registered owner should match.
- County: This specifies the county in which the property is situated.
- Date of Issue: The title should clearly indicate the date when the title deed was issued.
- Embossed County Land Registrar’s Seal: This official seal authenticates the document.
- Watermark: An upside-down Coat of Arms watermark should be visible when the document is held against the light.
- Unique Serial Number: Found at the bottom right corner, this number is crucial for verification.
Common Red Flags to Watch Out For
- Missing Documents: The seller cannot produce the original title deed or supporting documents.
- Rush Sales: The seller pressures you to complete the transaction quickly.
- Multiple Owners: Conflicting claims of ownership from different parties.
- Encumbrances: The land has unpaid loans or legal disputes.